What is Hi-Lo Premium?

How to Play Hi-Lo Premium

In Hi-Lo Premium from Playtech, only twelve cards from a standard deck are used. The cards include the 2, 6 and Jack of Hearts, the 3, 7 and Queen of Spades, the 4, 8 and King of Diamonds and the 5, 9 and Ace of Clubs. That means three cards of each suit is used and the numbers 2 to 9 and J to A are in play.

Before every round, the cards are laid faced down and shuffled. One of the cards is randomly selected and flipped over. Once the card is revealed, the player can set their stake and place a bet.

The player will have the chance to increase and decrease their stake by using the ‘Stake Up’ and ‘Stake Down’ buttons. These buttons are found on the right-hand side of your screen. After setting the stake, the player can choose from one of nine different betting options. Below, we cover the bet options that are available in Hi-Lo Premium.

• Lower – this is a bet that the next card will have a lower value than the revealed card.
• Higher – this is a bet that the next card will have a higher value than the revealed card.
• Snap – this is a bet that the next card picked will have the same value as the revealed card.
• Ace – this is a bet that pays if the next card is the Ace of Clubs.
• Ace or King – this is a bet that pays if the next card is either the Ace of Clubs or the King Diamonds.
• Black – this is a bet that pays if the next card is either a Club or a Spade.
• Red – this is a bet that pays if the next card is either a Diamond or a Heart.
• Jack to Ace – this is a bet that pays if the next card is either a Jack, a Queen, a King or an Ace.
• 2 to 9 – this is a bet that pays if the next card is either a 2, 3, 4, 5, 6, 7, 8 or 9.

Hi-Lo Premium Payouts

The payouts for Higher and Lower bets will vary. For the Snap, Ace, Ace or King, Black, Red, Jack to Ace and 2 to 9 bets, the odds are fixed. If you have successfully bet on one of them, the payouts are:

• Snap pays 11.7 times your bet
• Ace pays 11.7 times your bet
• Ace or King pays 5.85 times your bet
• Jack to Ace pays 2.92 times your bet
• Black pays 1.95 times your bet
• Red pays 1.95 times your bet
• 2 to 9 pays 1.46 times your bet

Higher or Lower Odds

When betting on either Higher or Lower, the payout will vary depending on the initial revealed card. The payout is listed below the Higher and Lower buttons respectively. If the revealed card is 2, the Lower payout button is disabled. If the revealed card is Ace, the Higher payout button is disabled. The harder it is to win, the greater the payout will be when playing with the Higher and Lower buttons. This is seen below in the ‘unofficial pay table’ of the game.

• Betting on Lower than 3 or Higher than K pays 11.69 times
• Betting on Lower than 4 or Higher than Q pays 5.84 times
• Betting on Lower than 5 or Higher than J pays 3.9 times
• Betting on Lower than 6 Higher than 9 pays 2.92 times
• Betting on Lower than 7 or Higher than 8 pays 2.33 times
• Betting on Lower than 8 or Higher than 7 pays 1.93
• Betting on Lower than 9 or Higher than 6 pays 1.67 times
• Betting on Lower than J or Higher than 5 pays 1.45 times
• Betting on Lower than Q or Higher than 4 pays 1.3 times
• Betting on Lower than K or Higher than 3 pays 1.17 times

Save Some or Take All

In Hi-Lo from Playtech, you will have the chance to bet on one of the nine options every round. The Higher, Lower and Snap buttons are found directly beneath the cards whilst the Ace, Ace or King, Jack to Ace, Black, Red and 2 to 9 buttons are found on the left-hand side of your screen. Setting the stake is done on the right-hand side where the Stake Up and Stake Down buttons are found.

If you have successfully predicted the outcome of a round, you will be able to click on either the ‘Save Some’ or ‘Take All’ buttons. These two buttons are found directly below the stake buttons. By clicking one of these buttons, you can save some or all of your win to your saved balance. If you choose a losing bet option, your stake balance resets to zero. The saved balance is added to your total balance and also resets to zero. When this happens, you can place a bet and choose the bet options again.

To Conclude

Hi-Lo Premium from Playtech is one of the most exciting yet simplest table games you are going to come across. The main appeal in this game is that the payouts can be incredibly rewarding. There is no real strategy to playing Hi-Lo Premium as it all boils down to sheer luck.